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Dental Insurance Eugene
Helping Our Patients Save
Dental insurance can make it much easier to get dental care for you and the rest of your family at a price you can afford. We are in-network with major PPO plans and can help you figure out the best way to maximize your benefits every year. On this page, you can learn more about the basics of dental insurance in Eugene and how it works. Is there something else you want to know about your plan? Call us with all of your questions and concerns.
How Dental Insurance Works
Every dental insurance plan is different, so always confirm your available benefits with our team before you start any sort of treatment. Normally, insurance provides the greatest coverage levels for preventive services, such as checkups and cleanings. Basic restorative care, like fillings, also commonly has a robust coverage rate. Major services, like crowns and dentures, often have the lowest coverage rates.
You probably will not receive any coverage for cosmetic treatments like veneers unless they’ve been deemed to be medically necessary in some way.
What Is the Difference Between Dental & Medical Insurance?
While medical insurance and dental insurance both involve paying premiums in exchange for coverage, they don’t operate in exactly the same way. The bulk of the coverage under a typical medical plan is meant to help pay for emergency care and general systemic health services.
In contrast, dental care is more concerned with prevention of oral diseases, as it gives the highest coverage for dental checkups, cleanings, necessary X-rays, and other services that can help you avoid dental problems altogether or catch them early on.
In some cases, there is a bit of crossover between the two types of insurance. For example, they might both apply to certain oral surgeries.
In-Network vs. Out-of-Network
We welcome all PPO plans in our practice! Whether we are in your network or outside of it, we will do all we can to help you maximize your benefits.
In-Network Coverage
Being in-network with a dental insurance provider lets us pass on even greater savings to our patients, making important oral healthcare services more accessible for individuals and families in the Eugene area. Our practice is in-network with many major PPO plans; just give us a call to learn whether we have a contract with your specific insurance company.
Out-of-Network
Even if we are not in your insurance plan’s network, we still invite you to use your PPO benefits in our practice. You might be surprised by the advantages you enjoy! Remember, you should prioritize visiting a dental team whom you trust, rather than simply one who is in your network.
